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Struggling with Debt? A Remortgage Could Help You Take Back Control

Struggling with Debt? A Remortgage Could Help You Take Back Control

Tuesday, December 3, 2024

5 Minutes

Older Man Happy on phone
Older Man Happy on phone
Older Man Happy on phone

Struggling with Debt? A Remortgage Could Help You Take Back Control

High monthly payments, rising interest rates, and growing debt? You’re not alone. Many homeowners find themselves juggling multiple debts, from credit cards to loans, with high interest rates making it harder to get ahead.

At Chetwood Lloyd Mortgages, we specialise in helping homeowners like you remortgage to consolidate debt, giving you one manageable monthly payment – and peace of mind.

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The Problem: Why Debt Feels Overwhelming

🔴 Too many payments? Managing multiple debts can be stressful and expensive.

🔴 High interest rates? Credit card and loan interest can drain your finances.

🔴 Struggling to keep up? Minimum payments barely touch the balance, keeping you stuck.

🔴 Worried about your future? Rising costs and financial strain can impact your well-being.

If any of this sounds familiar, a remortgage could be the solution you’ve been looking for.

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The Solution: A Smarter Way to Manage Debt

By remortgaging to consolidate your debts, you could:

✅ Lower your monthly payments – Free up money for what matters.

✅ Reduce your overall interest rate – Pay less over time.

✅ Simplify your finances – One payment instead of many.

✅ Take back control – Reduce stress and gain financial freedom.

However, it’s important to fully understand the risks before making a decision:

⚠️ Your mortgage debt may increase – Consolidating short-term debts into your mortgage means you’ll repay them over a longer period, which could cost more in the long run.

⚠️ Your home is at risk – By securing debts against your home, failure to keep up with repayments could result in repossession.

⚠️ You may have other options – In some cases, personal loans or repayment plans could be a better fit. We’ll help you explore all available options.

At Chetwood Lloyd Mortgages, we ensure you understand the pros and cons before making any decisions. We provide expert, independent advice tailored to your situation.

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Why Choose Us?

💡 Truly Independent & Fee-Free – We search the whole market for the best deal, and you won’t pay us a penny.

📉 Expert Advice – We help you understand your options and make the best financial decision.

🚀 Fast & Hassle-Free – No jargon, no stress – just the right mortgage for you.

🏡 Trusted by Homeowners Like You – Rated highly by people who’ve found financial relief through remortgaging with us.

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Find Out If Remortgaging Is Right for You

Debt consolidation isn’t right for everyone, but we’re here to help you make an informed choice.

📞 Call us today for a free chat

📅 Book a free appointment now

📩 Send us a message – we’ll get back to you ASAP

We’re here to help

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Jamie Mielczarek

Jamie Mielczarek, founder of Chetwood Lloyd Mortgages, brings 25 years of experience and a commitment to honest, client-first advice rooted in family values and full independence.

Chetwood Lloyd Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 930774.Registered office: Dalton House, 35 Chester Street, Wrexham, LL13 8AH.Chetwood Lloyd Mortgages is registered in England and Wales with company number12637290.The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets. A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567

Copyright © 2025 Chetwood Lloyd Mortgages

Chetwood Lloyd Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 930774.Registered office: Dalton House, 35 Chester Street, Wrexham, LL13 8AH.Chetwood Lloyd Mortgages is registered in England and Wales with company number12637290.The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets. A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567

Copyright © 2025 Chetwood Lloyd Mortgages

Chetwood Lloyd Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FCA). The FCA regulates financial services in the UK and you can check our authorisation and permitted activities on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/firms/systems-reporting/register. Our Financial Services Register number is 930774.Registered office: Dalton House, 35 Chester Street, Wrexham, LL13 8AH.Chetwood Lloyd Mortgages is registered in England and Wales with company number12637290.The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.Your home may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy To Lets. A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567

Copyright © 2025 Chetwood Lloyd Mortgages