News & Opinion

Housing Market

AI-enhanced property photos are putting homebuyers off

AI-enhanced property photos are putting homebuyers off

AI-enhanced property photos are putting homebuyers off

New research suggests digitally enhanced property photographs can attract more viewings but may backfire when buyers discover that the home looks different in person.

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Mortgage Market

Complex mortgage? Five common myths that could be holding borrowers back

Complex mortgage? Five common myths that could be holding borrowers back

Complex mortgage? Five common myths that could be holding borrowers back

A complex financial situation does not necessarily make getting a mortgage impossible. Discover five common myths about self-employment, multiple incomes, unusual working arrangements and previous credit problems.

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Mortgage Market

One in Three First-Time Buyers Are Considering Variable Rates – But Is It the Right Move?

One in Three First-Time Buyers Are Considering Variable Rates – But Is It the Right Move?

One in Three First-Time Buyers Are Considering Variable Rates – But Is It the Right Move?

More first-time buyers are looking at tracker mortgages to reduce monthly payments, but lower rates today could mean higher costs tomorrow. Here's what you need to know before choosing a mortgage.

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Mortgage Market

Mortgage Rates Rise Again as Lenders React to Market Uncertain

Mortgage Rates Rise Again as Lenders React to Market Uncertain

Mortgage Rates Rise Again as Lenders React to Market Uncertain

Several UK lenders have increased mortgage rates this week, highlighting how quickly the market can change. Borrowers with fixed-rate deals ending soon may benefit from reviewing their options now.

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Opinion

To Fee or Not to Fee? Should You Pay a Mortgage Broker Fee?

To Fee or Not to Fee? Should You Pay a Mortgage Broker Fee?

To Fee or Not to Fee? Should You Pay a Mortgage Broker Fee?

Do higher mortgage broker fees mean better advice? We examine why some brokers charge, why others don't, and what borrowers should really consider when choosing a mortgage adviser.

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All Our Recent News & Opinions

Mortgage Market
Mortgage Market

Remortgage searches rise 40% as homeowners review their options

Remortgage searches rise 40% as homeowners review their options

Housing Market
Housing Market

House prices hold steady, but mortgage costs still squeeze buyers

House prices hold steady, but mortgage costs still squeeze buyers

Protection Insurance
Protection Insurance

Only 48% of UK adults have a valid will: what homeowners need to know

Only 48% of UK adults have a valid will: what homeowners need to know

Mortgage Market
Mortgage Market

Mortgage rates rise again as gilt yields climb ahead of the Budget

Mortgage rates rise again as gilt yields climb ahead of the Budget

Housing Market
Housing Market

2.5% Deposit Scheme for First-Time Buyers

2.5% Deposit Scheme for First-Time Buyers

Housing Market
Housing Market

Could the Government add £1,000 a year to your first-home deposit?

Could the Government add £1,000 a year to your first-home deposit?

Mortgage Market
Mortgage Market

First-Time Buyers Could Borrow Up to 6.5 Times Income

First-Time Buyers Could Borrow Up to 6.5 Times Income

Mortgage Market
Mortgage Market

Mortgage Deal Ending? Act Before Your Payments Rise

Mortgage Deal Ending? Act Before Your Payments Rise

Mortgage Market
Mortgage Market

More than half of first-time buyers think getting a mortgage is difficult

More than half of first-time buyers think getting a mortgage is difficult

Housing Market
Housing Market

Where Are First-Time Buyers Finding a Way Onto the Property Ladder?

Where Are First-Time Buyers Finding a Way Onto the Property Ladder?

Equity Release / Lifetime Mortgages
Equity Release / Lifetime Mortgages

Home improvements remain the leading reason for equity release

Home improvements remain the leading reason for equity release

Protection Insurance
Protection Insurance

Could private health insurance help you avoid borrowing for treatment?

Could private health insurance help you avoid borrowing for treatment?

Jamie Mielczarek
Jamie Mielczarek
Jamie Mielczarek

Jamie Mielczarek, founder of Chetwood Lloyd Mortgages, brings 25 years of experience and a commitment to honest, client-first advice rooted in family values and full independence.