How Jamie
Founded
Chetwood Lloyd Mortgages
Jamie started out at Halifax as a mortgage underwriter, learning what lenders really look for when deciding on an application.
While working full-time, he studied for his Financial Planning Certificates — setting the foundations for a career built on continual learning. From his first role as a mortgage adviser with Legal & General, to helping grow a practice alongside Zurich, each step added to his knowledge and experience.
At 26, Jamie set up his first business, First Rate Mortgage Solutions. But it didn’t take long to realise the name didn’t truly reflect what he stood for. That’s when Chetwood Lloyd Mortgages was born — named after his grandmother and mother, two strong, independent women who shaped the values he brings to the business today.
Chetwood Lloyd Mortgages
With You Every Step Of The Way
At Chetwood Lloyd Mortgages, we understand that buying a home or planning ahead isn’t just about figures on a page it’s about people, families, and the lives shaped within those homes. Our role is to give you clear, honest guidance so you feel supported and confident at every stage.
Mortgages and protection shouldn’t feel complicated or stressful. That’s why our advice is always independent, fee-free, and focused entirely on what’s right for you. We’re here to do more than simply help you pick up the keys we’re here to give you peace of mind, protect what matters most, and be by your side long after the paperwork is done.
For us, it’s about building relationships that last. Many of our clients come back to us time and again and we’re proud to be the people they trust to guide them through life’s big decisions. Our vision is straightforward: to see every family make decisions with confidence, knowing they’ve got someone they can rely on. Because at the end of the day, we’re not just in mortgages we’re with you every step of the way.
