About the
Founder
&
Chetwood Lloyd Mortgages
With over 25 years in the mortgage industry, Jamie has helped countless people achieve the dream of homeownership. From starting as a mortgage underwriter at Halifax to launching Chetwood Lloyd Mortgages named in honour of his grandmother and mother his journey has always been guided by honesty, loyalty, and transparency.
Today, Chetwood Lloyd is fully independent and FCA-authorised, offering fee-free, impartial advice with clients’ best interests at heart.
Away from work, Jamie and his wife Gurpreet enjoy exploring North Wales, mountain biking, hiking, and reading.
Feeling pulled in every direction by credit cards
and loans?
We help homeowners combine their debts into one affordable monthly payment — with free, friendly advice and zero pressure
Juggling multiple debts & not seeing the balances go down
You’re making payments every month, but with interest piling up, it feels like you’re barely making a dent. It’s overwhelming, stressful, and hard to keep track of everything.
Struggling with high interest rates
Credit cards and personal loans can come with eye-watering interest. Even if you’re managing the minimum payments, the long-term cost can be huge.
Worrying about missed payments and credit score damage
If things are tight, it’s easy to fall behind. That can impact your credit rating and make future borrowing harder — which only adds to the stress
Dealing with Mortgage Lenders and Solicitors is Frustrating
The paperwork, the valuations, the back-and-forth—it is a proper pain.
Not knowing where to turn for help
Many people feel stuck. They’ve heard about remortgaging to consolidate debts but don’t know if it’s right for them, how it works, or who to trust for advice.
We'll Help You Consolidate Your
Debts and Get Back On Track
At Chetwood Lloyd Mortgages, we take the stress out of debt consolidation. Here’s how we help:
We Find the Best Remortgage Deals
We're independent, whole-of-market advisors so will compare lenders to find you the most affordable way to clear your loan.
We Guide You Through Every Step
You don’t have to figure it out alone. We explain your options in plain English and help you make the right choice.
We Handle the Whole Process for You
From paperwork to valuations, we support you in dealing with the administrative side, saving you time and hassle.
Turn multiple debts into one affordable monthly payment
We’ll help you explore whether you can remortgage to release enough equity to pay off your other debts — rolling everything into one payment that’s easier to manage.
Our Advice Is 100% Free
Like all mortgage advisors, we receive a commission from the lender — but unlike many, we don’t charge you any extra fees.
How It Works
For Debt Consolidation
We make consolidating your debts through remortgaging simple and stress-free — helping you take control of your finances with expert, independent advice.
Call us, send a message, or book a time that suits you. We’ll listen carefully to your situation — including your current debts, credit cards, and loans — and explain if consolidating them into your mortgage is the right option.
We search the whole market to find the most suitable lender and deal, aiming to lower your monthly payments and make your finances more manageable. We’ll present your options clearly in an online meeting and follow up with a written summary.
Once you’re happy, we handle everything — from the mortgage application to working with the lender and legal team. We’ll keep you informed throughout, so you can focus on enjoying greater peace of mind with your finances.
What Our Customers
Say
See what our happy customers have to say about their experience with us — real stories from people we’ve helped every step of the way.
Your trusted
debt consolidation guide
&
helping hand
Managing multiple debts can feel overwhelming but you don’t have to face it alone. As your trusted debt consolidation guide, we’re here to simplify the process, find the best solution for your situation, and help you regain financial stability with confidence and clarity.
Schedule Your
Appointment
Don’t let uncertainty hold you back any longer. We’ll guide you toward real solutions tailored to your situation. Whether you’re looking to buy your next home or remortgage your current one, we’ll help you secure the right mortgage — even if you’ve faced bad credit, defaults, or past financial challenges.
Our Office Address
Dalton House, 35 Chester St, Wrexham LL13 8AH, United Kingdom
Got Any Questions?
We’ve Got The
Answers
Thinking about simplifying your finances? Our Debt Consolidation service helps you combine multiple debts into one manageable payment, reducing stress and giving you better control over your money.
