Founded in 2004, Chetwood Lloyd began with a simple goal: to provide excellent, reliable mortgage advice to families and individuals.
Over the years, we’ve grown into a trusted name, helping hundreds of people buy or remortgage their homes.
Our mission is to help people secure their homes and futures with confidence, clarity, and care, building a trusted community rooted in lifelong support and shared success.
Our vision is to simplify mortgages and financial protection, providing honest, independent advice that helps families achieve their goals, protect what matters most, and ensure we’re here to support you for the long term
It’s natural to have questions or worries. Here are some of the most common problems we hear from our clients:
A lot of people assume equity release means giving up control – but with a Lifetime Mortgage, your home stays 100% yours.
It’s important to protect your loved ones. We’ll help you understand how Lifetime Mortgages work, including inheritance protection and no negative equity guarantees
Flexibility matters. Many Lifetime Mortgage products now allow you to move home or repay early without penalties under certain conditions.
Releasing equity can affect means-tested benefits – but we’ll guide you through what it means for your situation, so there are no surprises.
You're not alone. We make everything easy to understand and take the time to explain your options in plain English – with no pressure at all.
Making financial decisions later in life can feel daunting. Here’s how we help you feel confident every step of the way
We are whole-of-market advisors, so compare lenders to find you the best solution.
You don’t have to figure it out alone. We explain your options in plain English and help you make the right choice.
From paperwork to valuations, we support you in dealing with the administrative side, saving you time and hassle.
From inheritance protection to flexible repayment options, we’ll help you choose a product that fits your long-term goals and your family's needs.
Like other advisors, we’re paid a commission by the lender – but unlike many, we don’t charge you any additional fees.
Whether you're looking to release cash, repay an existing mortgage, or simply understand how it all works, we’re here to help you make the right decision—calmly, clearly, and without any pressure.
Whether you are buying a home or need to remortgage, we're here to help you to find the best solution.
