5 Stars
On Google / Trust Pilot Reviews
On Google / Trust Pilot Reviews
Compare Mortgage Deals
Side By Side
Compare Mortgage Deals
Side By Side
Compare Mortgage Deals
Side By Side
There are thousands of mortgage products out there, and the headline rate rarely tells the whole story. Our Mortgage Comparison Calculator lets you weigh up different rates, terms, and repayment types, so you can see what actually suits you before you commit.
There are thousands of mortgage products out there, and the headline rate rarely tells the whole story. Our Mortgage Comparison Calculator lets you weigh up different rates, terms, and repayment types, so you can see what actually suits you before you commit.
Free to use
No personal details required
SAMPLE COMPARISON · 25 YEAR TERM
LENDER A
5.1%
2yr Fixed
Monthly
£1,301
LENDER B
4.6%
5yr Fixed
Monthly
£1,247
LOWER COST
Potential saving of
£54
per month
Line Your Options Up
Side By Side
Line Your Options Up
Side By Side
Enter the details of the mortgages you're weighing up, loan amount, rate, term, and repayment type, and we'll show you how they compare month to month and over the life of the deal. It's free to use and takes just a couple of minutes.
Comparison figures are estimates for illustration only and do not constitute a mortgage offer. Rates, fees, and eligibility vary by lender and are subject to individual assessment. Your home may be repossessed if you do not keep up repayments on your mortgage.
3 Key Benefits of Choosing
Chetwood Lloyd
Independent advice, friendly support, and peace of mind with you every step of the way.
01
Truly Independent Advice
We’re not tied to any bank, so we search the whole market to find the deal that truly fits you. Our priority is your needs, not the lender’s.
02
Fee-Free Service
You’ll never pay us a fee for our guidance. Everyone deserves honest, quality mortgage advice without extra costs.
03
With You Every Step of the Way
From your first call to moving in (and beyond), we’ll keep things simple, handling the details so your journey stays stress-free.
3 Key Benefits of Choosing
Chetwood Lloyd
Independent advice, friendly support, and peace of mind with you every step of the way.
01
Truly Independent Advice
We’re not tied to any bank, so we search the whole market to find the deal that truly fits you. Our priority is your needs, not the lender’s.
02
Fee-Free Service
You’ll never pay us a fee for our guidance. Everyone deserves honest, quality mortgage advice without extra costs.
03
With You Every Step of the Way
From your first call to moving in (and beyond), we’ll keep things simple, handling the details so your journey stays stress-free.
3 Key Benefits of Choosing
Chetwood Lloyd
Independent advice, friendly support, and peace of mind with you every step of the way.
01
Truly Independent Advice
We’re not tied to any bank, so we search the whole market to find the deal that truly fits you. Our priority is your needs, not the lender’s.
02
Fee-Free Service
You’ll never pay us a fee for our guidance. Everyone deserves honest, quality mortgage advice without extra costs.
03
With You Every Step of the Way
From your first call to moving in (and beyond), we’ll keep things simple, handling the details so your journey stays stress-free.
What to actually compare,
Beyond the rate
What to actually compare,
Beyond the rate
The lowest headline rate isn't always the cheapest deal once everything else is factored in. Here's what's worth weighing up.
Rate vs. true cost
Look past the headline rate
A lower rate can come with a higher arrangement fee, or vice versa. Comparing the total cost over the deal period, not just the monthly figure, often tells a very different story to comparing rates alone.
Deal length
Two years vs. five years
Shorter fixed terms often carry lower rates but mean remortgaging sooner, with fees each time. Longer terms offer more certainty but can lock you in if your circumstances change or rates fall.
Fixed, tracker or discount
Weighing up the type
Fixed rates give you predictable payments. Tracker and discount rates move with the market, potentially cheaper, potentially not. Comparing across types, not just within one, gives you the full picture.
Early repayment charges
What happens if plans change
Many deals include penalties for overpaying or exiting early. If there’s a chance you’ll move, remortgage, or overpay, these charges can make an otherwise attractive deal far less appealing.
"A really helpful and honest mortgage broker. They kept everything on track with our sale and purchase, never made us feel silly when we asked questions."
Matthew Martin
Google Business
"A really helpful and honest mortgage broker. They kept everything on track with our sale and purchase, never made us feel silly when we asked questions."
Matthew Martin
Google Business
"A really helpful and honest mortgage broker. They kept everything on track with our sale and purchase, never made us feel silly when we asked questions."
Matthew Martin
Google Business
What Our
Customers Say
What Our
Customers Say
What Our
Customers Say
See what our happy customers have to say about their experience with us — real stories from people we’ve helped every step of the way.
We had a fantastic experience with Jamie & Co at Chetwood Lloyd. No ask was too much for Jamie who was always on hand to answer questions etc. do not hesitate, Jamie and his team are brilliant at what they do and they have literally changed our lives! Mark and Debbie.
MR
Mark Rogers
Trustpilot
Very pleased with the service provided by Jamie at Chetwood Lloyd, not only is he a nice guy but he is also very thorough at what he does. I would definitely recommend to others.
KA
Kate
Trustpilot
We couldn’t have asked for a better mortgage advisor. Jamie made everything so easy to understand and was always there whenever we had questions. Really took the stress out of the whole process of buying our first home and we’re so grateful for all the help!
MM
Matthew Martin
Google Business
Jamie was recommended to us by a friend who also had a great customer experience with him. What can I say! Jamie is the best person to have if you're looking for a mortgage.
TR
Trev
Trustpilot
We couldn’t recommend Chetwood Lloyd any more! From the beginning to the finish of our purchase Jamie was there for us the whole way showing years of knowledge and giving us his expert advise when needed. Jamie took the stress away from what is normally a highly stressful period. Will use Chetwood every time
RT
Rosie Treanor
Google Business
Jamie at Chetwood Lloyd has been my mortgage advisor for the last 8 years, he helped me buy my first house, my first shared home and more recently pulled out all the stops to make sure I could take over the mortgage for that home by myself. Whilst he’s in the business I’ll never take my business anywhere else. Thoroughly recommended
MS
Michael Shannon
Google Business
This is the second time we've used Jamie for mortgage services and we would not hesitate to use him again. Always on hand to answer questions, no matter how trivial. He always looks at what's best for us both financially and in terms of customer service, demonstrating that price is not the only element to consider. He takes all the pain out of dealing with mortgages, freeing us up to chase the conveyancers.
NR
Nicola Roberts
Trustpilot
Have been using Chetwood Lloyd Mortgages for a good few years now. We've have had several mortgages and also some Life policies. Would not go anywhere else and can highly recommend. Definitely 5 stars they go above and beyond every time.
LC
Lisa Cavanagh
Google Business
Jamie and his team were a pleasure to have work for us. We were fully guided by highly motivated, compassionate professionals through the challenges we faced as a self employed, immigrant couple. We couldn't be more pleased with the help they provided, and subsequently the result. Highly recommended and worth every single penny.
KS
Kelley Snell
Trustpilot
With the help of the team at Chetwood Lloyd we just completed on our first home. I can't state highly enough the exceptional level of service they provide. They keep you informed every step of the way, always go the extra mile and are available for calls/emails to answer any questions throughout the process.
LD
Luke Davidson-Clarke
Google Business
I am so glad to have Jamie, Gurpreet and all the team at Chetwood Lloyd taking care of me when it comes to my mortgage. They are always so friendly, extremely knowledgeable and always help to explain the jargon that can sometimes seem confusing and daunting. The really take care of their clients and I would recommend them wholeheartedly!
SJ
Sarah-Jayne Powell
Googld Business
We have dealt with Chetwood Lloyd Mortgages for many years now, We always get great advice and support. Jamie is fantastic and he is very knowledgeable, he always put his customers first. I find him very friendly to deal with and both me and my wife feel we are always in good hands. We would recommend Chetwood Lloyd to any of our friends.
KJ
Kevin Jones
Google Business
We had a fantastic experience with Jamie & Co at Chetwood Lloyd. No ask was too much for Jamie who was always on hand to answer questions etc. do not hesitate, Jamie and his team are brilliant at what they do and they have literally changed our lives! Mark and Debbie.
MR
Mark Rogers
Trustpilot
Very pleased with the service provided by Jamie at Chetwood Lloyd, not only is he a nice guy but he is also very thorough at what he does. I would definitely recommend to others.
KA
Kate
Trustpilot
We couldn’t have asked for a better mortgage advisor. Jamie made everything so easy to understand and was always there whenever we had questions. Really took the stress out of the whole process of buying our first home and we’re so grateful for all the help!
MM
Matthew Martin
Google Business
Jamie was recommended to us by a friend who also had a great customer experience with him. What can I say! Jamie is the best person to have if you're looking for a mortgage.
TR
Trev
Trustpilot
We couldn’t recommend Chetwood Lloyd any more! From the beginning to the finish of our purchase Jamie was there for us the whole way showing years of knowledge and giving us his expert advise when needed. Jamie took the stress away from what is normally a highly stressful period. Will use Chetwood every time
RT
Rosie Treanor
Google Business
Jamie at Chetwood Lloyd has been my mortgage advisor for the last 8 years, he helped me buy my first house, my first shared home and more recently pulled out all the stops to make sure I could take over the mortgage for that home by myself. Whilst he’s in the business I’ll never take my business anywhere else. Thoroughly recommended
MS
Michael Shannon
Google Business
This is the second time we've used Jamie for mortgage services and we would not hesitate to use him again. Always on hand to answer questions, no matter how trivial. He always looks at what's best for us both financially and in terms of customer service, demonstrating that price is not the only element to consider. He takes all the pain out of dealing with mortgages, freeing us up to chase the conveyancers.
NR
Nicola Roberts
Trustpilot
Have been using Chetwood Lloyd Mortgages for a good few years now. We've have had several mortgages and also some Life policies. Would not go anywhere else and can highly recommend. Definitely 5 stars they go above and beyond every time.
LC
Lisa Cavanagh
Google Business
Jamie and his team were a pleasure to have work for us. We were fully guided by highly motivated, compassionate professionals through the challenges we faced as a self employed, immigrant couple. We couldn't be more pleased with the help they provided, and subsequently the result. Highly recommended and worth every single penny.
KS
Kelley Snell
Trustpilot
With the help of the team at Chetwood Lloyd we just completed on our first home. I can't state highly enough the exceptional level of service they provide. They keep you informed every step of the way, always go the extra mile and are available for calls/emails to answer any questions throughout the process.
LD
Luke Davidson-Clarke
Google Business
I am so glad to have Jamie, Gurpreet and all the team at Chetwood Lloyd taking care of me when it comes to my mortgage. They are always so friendly, extremely knowledgeable and always help to explain the jargon that can sometimes seem confusing and daunting. The really take care of their clients and I would recommend them wholeheartedly!
SJ
Sarah-Jayne Powell
Googld Business
We have dealt with Chetwood Lloyd Mortgages for many years now, We always get great advice and support. Jamie is fantastic and he is very knowledgeable, he always put his customers first. I find him very friendly to deal with and both me and my wife feel we are always in good hands. We would recommend Chetwood Lloyd to any of our friends.
KJ
Kevin Jones
Google Business
We had a fantastic experience with Jamie & Co at Chetwood Lloyd. No ask was too much for Jamie who was always on hand to answer questions etc. do not hesitate, Jamie and his team are brilliant at what they do and they have literally changed our lives! Mark and Debbie.
MR
Mark Rogers
Trustpilot
Very pleased with the service provided by Jamie at Chetwood Lloyd, not only is he a nice guy but he is also very thorough at what he does. I would definitely recommend to others.
KA
Kate
Trustpilot
We couldn’t have asked for a better mortgage advisor. Jamie made everything so easy to understand and was always there whenever we had questions. Really took the stress out of the whole process of buying our first home and we’re so grateful for all the help!
MM
Matthew Martin
Google Business
Jamie was recommended to us by a friend who also had a great customer experience with him. What can I say! Jamie is the best person to have if you're looking for a mortgage.
TR
Trev
Trustpilot
We couldn’t recommend Chetwood Lloyd any more! From the beginning to the finish of our purchase Jamie was there for us the whole way showing years of knowledge and giving us his expert advise when needed. Jamie took the stress away from what is normally a highly stressful period. Will use Chetwood every time
RT
Rosie Treanor
Google Business
Jamie at Chetwood Lloyd has been my mortgage advisor for the last 8 years, he helped me buy my first house, my first shared home and more recently pulled out all the stops to make sure I could take over the mortgage for that home by myself. Whilst he’s in the business I’ll never take my business anywhere else. Thoroughly recommended
MS
Michael Shannon
Google Business
This is the second time we've used Jamie for mortgage services and we would not hesitate to use him again. Always on hand to answer questions, no matter how trivial. He always looks at what's best for us both financially and in terms of customer service, demonstrating that price is not the only element to consider. He takes all the pain out of dealing with mortgages, freeing us up to chase the conveyancers.
NR
Nicola Roberts
Trustpilot
Have been using Chetwood Lloyd Mortgages for a good few years now. We've have had several mortgages and also some Life policies. Would not go anywhere else and can highly recommend. Definitely 5 stars they go above and beyond every time.
LC
Lisa Cavanagh
Google Business
Jamie and his team were a pleasure to have work for us. We were fully guided by highly motivated, compassionate professionals through the challenges we faced as a self employed, immigrant couple. We couldn't be more pleased with the help they provided, and subsequently the result. Highly recommended and worth every single penny.
KS
Kelley Snell
Trustpilot
With the help of the team at Chetwood Lloyd we just completed on our first home. I can't state highly enough the exceptional level of service they provide. They keep you informed every step of the way, always go the extra mile and are available for calls/emails to answer any questions throughout the process.
LD
Luke Davidson-Clarke
Google Business
I am so glad to have Jamie, Gurpreet and all the team at Chetwood Lloyd taking care of me when it comes to my mortgage. They are always so friendly, extremely knowledgeable and always help to explain the jargon that can sometimes seem confusing and daunting. The really take care of their clients and I would recommend them wholeheartedly!
SJ
Sarah-Jayne Powell
Googld Business
We have dealt with Chetwood Lloyd Mortgages for many years now, We always get great advice and support. Jamie is fantastic and he is very knowledgeable, he always put his customers first. I find him very friendly to deal with and both me and my wife feel we are always in good hands. We would recommend Chetwood Lloyd to any of our friends.
KJ
Kevin Jones
Google Business
Got Any Questions?
We’ve Got The Answers
Got Any Questions?
We’ve Got The Answers
Got Any Questions?
We’ve Got The Answers
The questions our clients ask us most, answered plainly.
What's the difference between rate and APRC?
The rate is the interest charged on your borrowing. The APRC (Annual Percentage Rate of Charge) reflects the total cost of the mortgage over its full term, including fees, giving you a more accurate way to compare deals like for like.
Should I always choose the lowest rate?
Is a 2-year or 5-year fixed deal better?
What are early repayment charges?
Do product fees really make a big difference?
Can I compare interest-only against repayment deals?
How many lenders do you compare?
Is mortgage advice from Chetwood Lloyd really free?
The next step
Let's find the deal that's actually right for you
Comparing rates gets you started, but the best deal often isn't the one with the lowest headline number. Talk to us and we'll match you to the right lender for your situation. No obligation, no fees, just honest advice.
Jamie
Gurpreet
The next step
Let's find the deal that's actually right for you
Comparing rates gets you started, but the best deal often isn't the one with the lowest headline number. Talk to us and we'll match you to the right lender for your situation. No obligation, no fees, just honest advice.
Jamie Mielczarek
Gurpreet Mielczarek
The next step
Let's find the deal that's actually right for you
Comparing rates gets you started, but the best deal often isn't the one with the lowest headline number. Talk to us and we'll match you to the right lender for your situation. No obligation, no fees, just honest advice.
Jamie
