Want to know more or have a question? You can always send us a message but here are some frequently asked questions.
Mortgage Advice: From first-time buyers to remortgages, equity release, and more.
Insurance Reviews: Life insurance, critical illness cover, and income protection.
Wills and Estate Planning: Ensuring your loved ones are protected.
Financial Guidance: Tailored, independent advice focused on your unique needs and goals.
Independent Mortgage Advisor
Truly Unbiased: Offers advice on mortgage products from the entire market, including products that may only be available directly from lenders.
Client-Centric: Acts solely in the client's best interest and provides recommendations based on suitability for the client’s needs.
Regulated Status: Must adhere to strict Financial Conduct Authority (FCA) regulations to ensure unbiased advice.
Whole of Market Advisor
Broad Range: Can recommend products from a wide range of lenders across the market.
Limitations: While they cover many lenders, they might not include every product, especially those offered only directly by certain lenders.
Fewer Restrictions: Whole of market advisors are not always independent; their recommendations might still exclude certain options if they work with a specific panel of lenders.
For mortgages, insurance and even equity release mortgages we won't charge a fee. For wills, power of attorney, surveys, trusts we do charge as there is no commission. If a home visit is required for an equity release/lifetime mortgage then a small fee is charged.
Two reasons.
1. We have invested in the latest technology and have built our process that significantly streamlines everything we do. We pass those savings onto you.
2. Our philosophy is to build long term relationships. We want to help you with your fiannces for many years to come. We're not here to make a quick buck and disappear off the radar.
